Get where you’re growing with Concur

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You don’t have to be big to benefit from AI-powered spend management

Business growth isn’t always about getting bigger. It can also be about building stronger margins, reducing manual work, and getting more spend visibility. SAP Concur helps teams of all sizes grow by putting AI-driven travel, expense, and invoice management on a single, connected platform, reducing friction and improving control. 

All spend, one platform, built for small business

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See expense data in one place and manage spend easily as you grow.
Learn about Concur Expense
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Give employees flexibility to book travel while maintaining compliance and cost control.
Learn about Concur Travel
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Automate AP tasks and boost spend visibility without adding extra admin work.
Learn about Concur Invoice
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“We are anticipating doubling our sales in the next three years, so we'll have more team members needing to travel and get reimbursed on their expenses. SAP Concur solutions will allow us to scale our business without adding a lot of additional overhead.”

John Adleman
Controller
WB Manufacturing LLC

Meet Stephen: CFO of a growing business

CFOs like Stephen know that as a business grows, complexity grows with it. AI-powered automation helps finance teams stay ahead of that complexity by reducing manual work, strengthening controls, and delivering the visibility needed to scale without adding headcount. Spend a day with Stephen and download our ROI of AI cheat sheet. 

Why businesses of all size trust SAP Concur

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We’re consistently ranked as a leader in travel, expense, and invoice management.
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SAP Concur solutions connect with the HR, payroll, finance, and CRM systems businesses already rely on.
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Join the SAP Concur Community for spend management insights, expert advice, and on-demand resources.
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FAQ


Yes. SAP Concur solutions replace manual, error-prone processes with a centralized, automated platform that gives small businesses clear visibility into their spending.

Key capabilities include: 

  • Expense management automation 
  • Travel booking integration 
  • Invoice processing streamlining 
  • Improved policy compliance 
  • Real-time spend visibility 

The system is designed to scale as a business grows, eliminating the need to switch to a different solution later. 


Setup complexity depends on the company's needs and the processes and policies already in place.  

Setting up SAP Concur generally follows this process: 

  1. Initial configuration – Create company profile, user accounts, expense categories, and cost centers 
  2. Policy setup – Define expense policies, spending limits, approval workflows, and reimbursement rules 
  3. Integration setup – Connect accounting software, credit cards, and bank accounts 
  4. Travel configuration – Set up travel preferences, preferred vendors, and booking policies   

Small businesses that generally find setup easier: 

  • Have dedicated IT support 
  • Have clear expense policies already defined 
  • Use compatible accounting software 

SAP Concur provides activation tools, best practices guidance, and 24/7 access to expert support and the SAP Concur Community to help small businesses get up and running quickly. 


Yes. SAP Concur solutions provide multiple layers of fraud prevention: 

  • Automated audit tools – Flag duplicate submissions, out-of-policy spending, and suspicious patterns across 100% of expenses 
  • Receipt verification – Require photo receipts and use OCR technology to verify and match receipts to credit card transactions 
  • Approval workflows – Enforce multi-level approvals with audit trails, ensuring no one can approve their own expenses 
  • Reporting & analytics – Provide real-time dashboards and anomaly detection to identify high-risk spending patterns 

Together, these features help businesses effectively manage fraud risk. 

Concur offers specialized products meant to combat fraud. For example, Concur Detect, uses AI to analyze expense patterns and flag suspicious activity before payments are processed. 


Yes. SAP Concur is a flexible platform built to expand alongside a business, keeping processes, policies, and integrations aligned as the organization grows in size and complexity. 

Concur supports growing businesses by providing: 

  • Global scalability – Supports multiple countries, currencies, and languages as business expands  
  • Operational efficiency – End-to-end automation and integrations handle increased transaction volumes as more employees join


No. SAP Concur offers transaction-based pricing, which is designed to be cost-effective for businesses of all sizes.  

With transaction-based pricing, companies: 

  • Minimize wasted spend – avoid paying for unused seats or licenses 
  • Have predictable costs – tiered pricing with visibility into overages before they happen 

This model scales with activity, making it a more affordable option for small businesses compared to per-user pricing structures.


SAP Concur is the right choice for SMBs that want long-term control over their spending rather than a short-term fix.  

SAP Concur solutions are ideal for businesses that: 

  • Are growing or plan to grow – The platform scales with usage and transaction volumes 
  • Have complex needs – Supports multiple countries, currencies, and system integrations 
  • Prioritize compliance – Offers automated policy enforcement and intelligent auditing 
  • Seek the best total value – Delivers end-to-end automation and enterprise-grade financial visibility 


Take a big step forward in your business growth with SAP Concur

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