Concur is all-in for the mobile payments revolution

Concur is no stranger to mobile payments. In fact, we’ve been focused on streamlining expenses in the cloud from the beginning. With e-receipts, direct travel booking on our app ecosystem and even our Starbucks integration, we’re big fans of going mobile – and here’s why.


The world isn’t just inching towards mobile – it’s rushing towards it in a big way. 53% of emails were opened on a mobile device in 2014, says a study from Experian. And Marketing Land reports that more people access the internet on mobile than on their PCs at nearly 60%.



But does that translate to mobile payments? Yes, says a 2015 survey from the Federal Reserve. 28% of smartphone users and 22% of all mobile phone users made a mobile payment this year and that number is projected to skyrocket.



Do you have a future-friendly strategy around mobile payments? Here’s a look at the services available – and how they could benefit your business.



What services are available?


Apple made a splash when they introduced Apple Pay in 2014, but other companies are quickly catching up. Here are a few of the most popular mobile payment services available today:

Android Pay is the new face of Google Wallet. Features include Android Pay being preinstalled on AT&T, Verizon, and T-Mobile phones for fast adoption and ease of use. Anyone who currently uses Google Wallet can seamlessly transfer their information to the new system.

Apple’s answer to Google Wallet is the hugely popular Apple Pay. Accepted at most major merchants, users can store their payment information on their iPhone or Apple Watch and leave debit and credit cards safely at home.

Samsung Pay is only available on select Samsung devices, but it uses the same tap-to-pay technology as Apple Pay, making it widely accepted at most major merchants. It also uses technology that taps into credit cards’ magnetic stripes, so even if tap-to-pay isn’t available, you can use the swipe system.


Paying from your phone really does make a difference


Mobile payments are changing the way we buy things. But is it really more convenient to pull out your phone or device than a credit card? In fact, it can be. From better visibility into rewards to beefed-up security, there are many reasons why people are leaving their physical credit cards at home. Mobile payments allow you to:

  • Collect rewards more efficiently

With the ability to load your card information into apps, you can see at a glance where you are with rewards. Use your favorite credit card to rack up points faster when you can see where they’ll be most effective.

  • Stay organized and clutter-free

Payment apps keep all your cards in one place, organized just the way you like it. You’ll be able to see your cards and scroll to the one you want at checkout, eliminating the embarrassment of grabbing the wrong card, or forgetting your wallet at home.

  • File business expenses without the hassle

Expense reports have always been a drag, requiring people to collect and organize paper receipts and fill out tedious spreadsheets. But no longer. With BYOD policies becoming increasingly popular, mobile payments integrate seamlessly with expense reports to make staying current easier than ever.

  • Keep your information secure – no matter where you are

Mobile payment companies have invested heavily in security, making using your card safer than ever. With many apps, merchants never see your information at all – so your finances won’t be compromised, even if a major retailer gets hacked.


Get ready – the future is now


Ready or not, mobile payment services are here to stay. Research which one makes sense for you, and then use it to maximize your buying power, streamline the way you shop, and make business travel and expense reporting easier than ever. There are a lot of reasons to use mobile payment services – which one is your favorite?


Ready for the mobile payments revolution? Equip your workforce with Mobile to manage their travel and expense reports anywhere. Learn more about Concur Mobile here.


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